Michael Howell, MBA
LPL Financial Advisor
Michael is an LPL Financial Advisor at Blom & Associates. Michael attended Azusa Pacific University where he earned a Bachelor of Arts degree in Business Administration. He also holds a Masters of Business Administration (MBA) degree in Accounting from Liberty University. After spending the first several years of his career in the banking industry as a consumer loan officer and financial analyst for a commercial bank, Michael joined Blom & Associates in 2012.
His transition to financial planning was largely driven by his desire to make a genuine difference in the lives of other people by helping them make wise financial decisions for their future. Michael’s philosophy is rather simple: Financial planning is an ongoing process rather than a product. By developing great relationships with his clients, he partners with them in developing a financial blueprint tailored to their unique economic needs and goals and making adjustments as life events occur.
Michael maintains his Series 7 and 66 registrations with LPL Financial and holds his California life insurance license. He serves his clients in retirement planning (401k Rollovers, IRA’s, Roth IRA’s, and Company Retirement Plans), life insurance, and investment portfolio management with an emphasis in stocks, mutual funds, and exchange traded funds.
In particular, Michael is a college planning specialist who helps families apply a structured approach to organizing their finances so they can be more efficient with the dollars they spend toward college. After graduating from college with debt and learning from mistakes along the way, he helps families strategize to minimize their out-of-pocket costs. With a unique college planning capability, Michael is able to help families save ON rather than just FOR the cost of a college education.
Michael and his wife, Jackie met in college and they have two children. He is a member of the Riverbank Rotary Club and board member of the Modesto Chamber of Commerce. The Howell’s attend Shelter Cove Community Church where Michael teaches biblical financial classes and serves as a volunteer musician and singer on the worship team.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck